BIG WAVE
FINANCIAL
Private mortgage solutions for residential & commercial real estate in Ontario
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  • 1st & 2nd mortgages
    Our rates start at prime + 2.99% with mortgages approved in under 48 hours
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  • Bridge financing
    We will finance your new purchase until you close on the old home at prime + 4.99%
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  • Construction loans
    Fund your renovation or construction projects with rates starting at prime + 5.99%
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Our loans
Up to $10m
Loan size
From 8%
Interest rates
Up to 85%
Loan-to-value
About us
Big Wave Financial is a private lender based in Toronto, Canada offering a wide range of mortgage solutions spanning multiple asset classes in Ontario & British Columbia (coming in late 2026).

We currently offer first mortgages, second mortgages, bridge loans and construction loans on residential and commercial properties across Ontario.
Contact us
hello@bigwavefinancial.com
Toronto, ON, Canada